Using WeChat Pay in China: The Ultimate 2025 Guide
Last updated: June 29, 2025
Summary
This guide covers everything you need to know about using WeChat Pay as a foreigner in China in 2025. Learn how to set up your account, link your card, pay like a local, and avoid common pitfalls. Real tips from Reddit, YouTube, Xiaohongshu, and expat forums included!
Why Use WeChat Pay?
- Ubiquitous: Accepted at almost every shop, restaurant, taxi, and even street vendor.
- Fast & Secure: QR code payments are instant and safe.
- Social: Split bills, send red packets, and connect with locals.
Step-by-Step: Setting Up WeChat Pay
- Download WeChat from the App Store or Google Play.
- Register with your real name and passport.
- Switch region to your home country (e.g., Singapore, Malaysia, US, etc.).
- Verify your identity:
- Go to Me → Services → Wallet → Cards → Add Card
- Add your Visa/Mastercard (many foreign cards now supported, but see tips below)
- Complete eKYC (passport photo + selfie)
- Top up (if needed):
- Some users can link cards directly; others may need to top up via Wise, Alipay, or a local friend.
Pro Tip: If your card is rejected, try another (HSBC, Revolut, Wise, and some US/SG cards work best in 2025).
How to Pay with WeChat Pay
- Open WeChat → Me → Services → Money → Receive/Pay
- Show your QR code to the cashier, or scan the merchant's QR code
- Confirm the amount and pay
- You'll get an instant notification and receipt
Real Traveler Experiences
| User | Experience |
|---|---|
| Redditor (SG) | "Used my Singapore Visa on WeChat Pay in Shanghai, worked at 90% of places except some small taxis." |
| Expat Forum | "Always keep ¥200 cash for emergencies. Some rural stalls still prefer cash." |
| CNA Report | "WeChat Pay now supports most foreign cards, but some US cards may still have issues." |
Common Issues & Solutions
- Card not accepted? Try a different bank or use Wise/Revolut for top-up.
- App in Chinese? Change language in Settings → General → Language.
- Can't verify identity? Use a clear passport photo and ensure your selfie matches.
- Merchant says 'not supported'? Some small vendors only accept local wallets—use cash or ask a local friend.
Safety & Security
- WeChat Pay uses advanced encryption and two-factor authentication.
- Always double-check the merchant's QR code before paying.
- Never share your payment password.
FAQ
Q: Can I use WeChat Pay with a foreign phone number?
A: Yes! Register with your +65, +60, +1, etc. number and verify as above.
A: Yes! Register with your +65, +60, +1, etc. number and verify as above.
Q: What about refunds?
A: Refunds are processed quickly, but may take 1-3 days to appear on your card.
A: Refunds are processed quickly, but may take 1-3 days to appear on your card.
Q: Can I send money to friends?
A: Yes, but P2P transfers may require additional verification for foreigners.
A: Yes, but P2P transfers may require additional verification for foreigners.
Final Tips from a Travel Buddy
- Always keep a backup card and some cash
- Test your WeChat Pay at the airport before heading into the city
- Don't be shy—ask locals for help, they're used to foreigners learning the ropes!
You Might Also Like
Using Alipay in China (2025 Guide)
Step-by-step guide for foreigners using Alipay in China. Setup, card linking, and real traveler tips.
How to Pay in China as a Foreigner
Complete 2025 guide to all payment methods for foreigners: WeChat Pay, Alipay, UnionPay, and more.
2025 Foreigners Update
Latest updates for foreigners paying in China: new card support, desc, and more.
How Singaporeans Can Pay in China Using OCBC App
Step-by-step guide for Singaporeans using OCBC to pay in China. UnionPay, Alipay+, and more.