Using Alipay in China: The 2025 Foreigner's Guide
Last updated: June 29, 2025
Summary
This guide walks you through using Alipay as a foreigner in China in 2025. Learn how to set up your account, link your card, pay at any merchant, and solve common issues. Real tips from Reddit, YouTube, Xiaohongshu, and expat forums included!
Why Use Alipay?
- Accepted everywhere: 99% of merchants, taxis, and vending machines
- Supports foreign Visa/Mastercard: (with some caveats)
- Fast, secure, and no need to carry cash
Step-by-Step: Setting Up Alipay
- Download Alipay from the App Store or Google Play
- Register with your real name and passport
- Switch to International Version (if prompted)
- Add your foreign card:
- Go to Me → Bank Cards → Add Card
- Enter your Visa/Mastercard details
- Complete eKYC (passport photo + selfie)
- Verify your identity (required for most features)
Redditor Tip: If your card is rejected, try another (Wise, Revolut, HSBC, and some Singapore/Malaysia cards work best in 2025)
How to Pay with Alipay
- Open Alipay → Home → Scan or Pay
- Scan merchant's QR code or show your own
- Confirm the amount and pay
- Instant notification and receipt
Real Experiences from Travelers
| User | Experience |
|---|---|
| Redditor (US) | "Used my US Mastercard on Alipay in Beijing—worked at most places except some small taxis." |
| CNA Report | "Alipay now supports most foreign cards, but some US/UK cards may still have issues." |
| Xiaohongshu | "Airport kiosks are a lifesaver for topping up Alipay." |
Common Issues & Solutions
- Card not accepted? Try a different card or use Wise/Revolut for top-up.
- App in Chinese? Change language in Settings → General → Language.
- Can't verify identity? Use a clear passport photo and ensure your selfie matches.
- Merchant says 'not supported'? Some small vendors only accept local wallets—use cash or ask a local friend.
Safety & Security
- Alipay uses advanced encryption and two-factor authentication
- Always double-check the merchant's QR code before paying
- Never share your payment password
FAQ
Q: Can I use Alipay with a foreign phone number?
A: Yes! Register with your +65, +60, +1, etc. number and verify as above.
A: Yes! Register with your +65, +60, +1, etc. number and verify as above.
Q: What about refunds?
A: Refunds are processed quickly, but may take 1-3 days to appear on your card.
A: Refunds are processed quickly, but may take 1-3 days to appear on your card.
Q: Can I send money to friends?
A: Yes, but P2P transfers may require additional verification for foreigners.
A: Yes, but P2P transfers may require additional verification for foreigners.
Final Tips from a Travel Buddy
- Always keep a backup card and some cash
- Test your Alipay at the airport before heading into the city
- Don't be shy—ask locals for help, they're used to foreigners learning the ropes!
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